Forward Dividend Income Projections as of October 24, 2018

• $11.43 of annual dividend income was added since the previous report.

• Total dividend income projected is $460.44 annually.

• The RTC Dividend Portfolio now generates $231.55 more than last year.

• The dividend income increase was generated through 1 dividend raise, a small recurring contribution to an employer plan, and by adding to an existing REIT.

• Additional capital was allocated to a non-dividend paying stock. Approximately 5-to-6% of the portfolio’s value has been invested in the Canadian cannabis industry for the long term.

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Today was another down day for the markets…Quality names are looking more attractive by the day.

I’m beginning to wonder if the correction I have been anticipating has officially arrived.

Only 3 of the 12 positions in the portfolio finished in the green today. As for the 9 positions that were down, several are beginning to look like attractive buying opportunities to increase dividend income.

[bctt tweet=”Portfolio Activity & Forward Dividend Projection for October 2018″ username=”reversethecrush”]

Only two months remain in the calendar year. As such, the focus must shift back to surpassing $500 in annual dividend income.

Because to be honest, I’ve been researching the cannabis industry too much lately. I’m enamoured with the potential. I’ve allocated about 5-to-6 percent of the total portfolio value to the sector, and I have continued to buy during the recent dips. There are at least 3 companies in this sector that I am very bullish on over the next 10 years.

Nevertheless, its time to report on how much dividend income is projected after this month’s purchases.

Forward Dividend Income Projection – Portfolio Activity in October 2018

Number of businesses owned: 12 (No change since the September report)

Total annual dividend Income projected: $460.44 (Up $11.44 | Up 2.5%)

Average dividend income projected per month: $38.37 (Up $0.95)

Per day: $1.26 (Up $0.03)

Percent to target (Minimum $18,360 annually – will be increased by 2% yearly): 2.51%

Commentary on Forward Dividend Income Projections

$11.44 in annual dividend income was added since September.

At the very minimum, the portfolio will generate $460.44 in 2019. That’s already $231.55 higher than projected income at the end of 2017.

But to be completely upfront, October was a massive failure for income added. Income added was well below the $30 it should have been. An $11.44 per month increase is simply not enough to reach FI.

At the end of the day, though, forward annual dividend income has increased substantially this year.

Regardless of the growth positions in the cannabis industry or the day trading I’ve done, the main source of passive income is dividend income. It’s the foundation of the RTC portfolio, and it will be the primary income stream that I reach FI with.

Concluding Thoughts

What a wild ride 2018 has been for the markets…

Rising interest rates, new industries with tech-bubble-like increases, and markets at all-time highs. At this point it just seems like investors are spooked. They don’t even know what to do with a quality earnings reports.

On the other hand, the RTC portfolio manager knows what to do in a market correction. Well, good or not, there is a plan.

In the short term, the plan is to increase dividend income by at least $40 over the next two months. With quality names being cheaper because of the sell-off, the focus will shift to high quality stocks on the buy list. Every extra dollar saved in the dividend business now will go towards making next year’s financial goals easier.

Questions for Investors: How has your portfolio been doing with the recent market activity? Are you making any changes to adjust to market activity? Are you taking advantage of the low prices? Did your dividend income increase?